CitiMortgage FAIL

CitiMortgage doesn’t like my money. I send them an auto-payment every other Friday for the house. Their payment software can’t seem to handle it. I was told about the “BiWeekly Advantage” plan that would offer me that service. I simply needed to call the 800 number and set it up.


I’m not going to go in to any more detail. Rather, I’ll let you read the e-mail I sent to customer service. You may infer from there.
——————-
I am appalled at the notion of a $300 enrollment fee for the BiWeekly Advantage plan. I am being told that Citi is incapable of accepting a partial payment on a bi-weekly schedule.  


I find this a rather large gap in your payment processing services.  


I simply would like to send a payment every other Friday, the same date as I get paid, to make all of our lives easier.  


I do not feel that this warrants a third party to make drafts against my checking account, nor a $300 fee to start such a service.  


Please explain in technical detail why this is not a possibility. I am a database programmer and am curious as to why this functionality was not included in your payment processing software.  


Thank you

Do I need to pay for my commercialism?

I’ve been a subscriber to XM radio now for just over two years.  I can’t say that I listened to too many stations on it.  I think I had a grand total of 10 stations pre-set on my radio that I would occasionally flip between, and one of them being the Detroit weather and traffic channel.  This fall though when Sirius and XM merged, XM radio seemed to get the short end of the deal.

There were two stations that I primarily listened to, Ethel and Lucy (part of XM’s alternative trio of Fred , Ethel , and Lucy ).  Ethel played the current alternative rotation from today’s bands.  Lucy played the “golden age” of alternative “from the time your first girlfriend dumped you, till your first wife divorced you.”  Basically very late 80’s up till about a year old.  The station was great.  It had no DJ’s, just occasional bumps that were hilarious.  All in all Lucy was the station I listened to the most and it sounded as if someone had stuck my iPod on shuffle and let it rip.

That is till about a month ago when Lucy ceased to be, and Lithium set it’s fat ass on my radio dial.  While Lucy played a vast assortment of music from my most impressionable era, Lithium seems to think that the only bands ever involved in the alternative music scene are Nirvana (2 songs), Pearl Jam (3 songs), Bush (entire catalog), and Silverchair (1 song).  This last band is the reason why yesterday I called and canceled my subscription.

Silverchair is famous for being a group of tweeners from Australia back in the 90’s who came to prominence with an album called Frogstomp which (if memory serves me correctly) included a song about having sex with your grandmother.  Let us just say that I am not a fan of Silverchair.  Personally I rank them one rung below Bush on the hate scale.  And for those of you who know me, you know why I hate Bush.

So yesterday I decided to go do a quick beer run.  I get in the car and Silverchair is playing on the former Lucy.  Like instinct I switch over to the former Ethel, only to find Silverchair playing.

At that point I was through.  I do not need to pay $12.95 a month so that a band I can’t stand listening to can play at the exact same time on the two main stations I listen to.

I got home and called up customer service, because in this great age you can sign up for service on the web, you just can’t cancel it.  I navigate through the menus and get to my customer support representative.  I tell him that I wish to cancel my account.  And like the good customer service rep that he is, he asks why.  So I told him:

“I don’t like the new music line up.”
“You say you don’t like the new music line up.”
“Yes, you got rid of the two stations I listened to and I don’t like the replacements.”

And immediately, without missing a beat, direct from the customer service play book:

“Well sir, I am sorry to hear that you don’t like the replacement channels.  We are supposed to be getting some of the channels back at the first of the year, we don’t know which ones just yet, but at the first of the year some of them will be coming back.  What if I was to give you one free month so that you can get to the new year and see if the channels you like come back.  And then if you still don’t like it the you can call us back and cancel then.”

“I don’t think you understand, I’ve stopped listening to the service.”  (Which is essentially true.  I’ve been on a strict NPR diet since the summer and only used the XM radio on the weekends if I went places.)  ”And today when I got in the car to listen to the service, you had a band I can’t stand playing on the two stations I listen to at the exact same time.”

Now wait for it.

“Well sir I am very sorry that you are feeling upset about the current music mix on the service, what if I was to give you two free months so that you can see what the new stations are.”

I was waiting for the two free months.  You are trained during the customer service inductee seminars that you are allowed to give two free months to any customer who calls you with no questions asked.  No management approval, no supervisory sign off, basically if you call up any monthly billed service to bitch and complain, you’ll get two free months.  The idea behind the two free months is that most people are calling up because they are pissed off right this second.  If we give them two free months they will eventually forget why they called up in the first place, and resume using the service in a day or two, and will resume paying for it once the two free months is up.

There are of course some people who simply call up repeatedly knowing they can get two free months.  During my time in the trenches I once started talking a guy in to canceling his account because in the preceding eight months he had only paid for two of them.  ”Sir I see by your records here that in the eight months that you’ve been a subscriber, you’ve had six months worth of credits issued to your account due to service interruptions.  If I was you I would seriously consider just canceling our service if you are that unhappy with it.”  It was at this moment that I pulled up his usage and saw that he was at least a 10 hour a day user.  ”I also see that you do use the internet service quite a lot.  Maybe you should look at finding more reliable service since you do seem to use it quite a lot.”  It was at this moment that the caller realized that I wasn’t going to be giving him two free months and instantly started to back pedal on all the issues he was currently experiencing.  I documented up his account that he was essentially a freeloader and that no more credits were to be issued.  My hope is that any rep who handled him after me would take the same approach I did.

Back to our regularly scheduled rant.

Anyway my XM Radio rep had pulled out the requite two free months card and I wasn’t biting.  I told him that I wanted to cancel and that maybe if I see that the lineup has changed next year I’ll start it back up.

“Sir, for our information, if there was one thing that we could have done to keep you as a subscriber what would it have been?”

“You should have left the radio stations I liked alone.”

A few moments of furious typing away by the rep later and I was hurried off to an automated customer service satisfaction survey where I indicated (on a scale of 1-5) that I was very unlikely to recommend XM Radio to someone in the future.

Yes, I hate Silverchair and Bush that much.

Change is in the air

Well I changed the layout of the blog.  I am not exactly sure why.  It just felt like the right thing to do.  I’m getting out of a red mood and more in to a blue mood.  Depression is not setting in, rather just the color schemes needed changing.

Tomorrow is Thanksgiving.  I’ll be spending the day with my girlfriend’s family.  My family on the other hand is mostly home in California.  My sister is heading home with her SO in tow.  But my little brother is spending this Thanksgiving in Arizona.  This summer he enlisted in the army and graduated boot camp at the end of October.  They moved him to Fort Huachuca where he is going to be trained in some sort of “skill”.  He called me the other day and was basically thrilled that they had allowed him to have his PSP back.  What scares me the most is that our government has seemed fit to entrust a firearm in the hands of my youngest brother.  If you knew him, you’d be scared too.

The economy is still tanking if you hadn’t noticed yet.  Thought I’d just mention that.

I’ve been playing a lot of Fable 2 lately.  Probably a tad more than I ought to.

Beyond that, things are slow.  Life is good.

I am ready to retire.

Iz Kan Maked A Blog Post

My girlfriend recently challenged me to take part in NaBloPoMo after listening to me whine that I don’t write enough any more.  Well I didn’t sign up.  Looking at my work schedule I knew there was simply no way that I could keep up a work schedule, blog, and devote the required number of hours needed to completing Guitar Hero World Tour (on hard, wearing a bathrobe by the way).

So anyway I was feeling like a lazy ass for not joining the daily blog posting, that is, till she wasn’t able to make it past about day five.  Now I don’t feel so bad.

Anyway, on to other things besides gloating.

The truth is that the housing crisis in America has hit me.  Dial the way back machine to 2003.  Prior to my ex-wife and I getting married we refinanced the house she owned to help pay down some debt, get a lower interest rate, and have some extra cash to pay for the wedding.  In 2005 we had a line on a very good deal for the purchase of a Victorian in town and decided to put an offer in.  With the housing market starting to slow we knew we would be unable to sell our first house.  So we decided to rent the house out.  A young family moved in and we were able to cover the mortgage payment from their rent and things were good.

In 2006/2007 when my wife and I divorced she got the Victorian, I got the rental.  At the time, this seemed like a halfway decent deal.  At the same time I also relocated to the east side of the state, starting my live over again for the third time.  In the mean time the renters continued to live in the house.

Fast forward to late October 2008.  I received a phone call from my renter telling me they are leaving with about 2 days notice and they are behind on rent by three weeks.  I make my way down to the rental and get a look at what is a very disgusting mess.  After a near two week ordeal just trying to get the keys back I am now in a serious bind.  With just some rough estimates the house is going to require over $5000 worth of repairs in new flooring and paint.  The house is also now worth almost half of what it was worth back in 2003.  To say that I am upside down on this house is now a complete understatement.

So here is where I sit.  I don’t really have the money to fix the house and make house payments.  If I don’t fix the house I can’t get renters.  If I don’t have a renter I can’t make house payments.  I think that right now I sit in the literal definition of a Catch-22.

So I have resigned myself to become another national economic statistic.  My rental house is going to end up going back to the bank.  I am going to keep making payments on the house as long as possible but the house is up for sale at a drastically reduced price.  I am currently in negotiations with the bank to attempt to avoid foreclosure, but right now, in this economic climate, I do not see that as being a reality.

Unlike many of the people who are going through foreclosure I feel like I did things exactly right.  There is no funky strange loan on this house.  It is a straightforward starter home that we chose to rent out and up on.  Thousands of people have done this.  It just didn’t work out for me.

California should ban marriage all together

Today is a sad day in my home state of California.  On the same night that our nation proved we could move past hundreds of years of racism by electing Barack Obama president, California took one giant step backwards in to the bigotry corner.  With the passage of California Proposition 8 , the state’s population took a look at one whole segment of the population and said “You aren’t good enough.”

The residents of California, where many of my friends and much of my family still lives, should be ashamed.   The ability of people to vote out of fear and hatred to forcibly remove rights from people is simply unthinkable.  If the “family values” group is really determined to “protect marriage” then they need to outlaw divorce, or better yet, marriage all together.  To protect something completely, eliminate it completely.

Which is why I am proposing the following.  I will donate $50 to any and all of the following ballot proposals in the state of California.  Since the passage of proposition 8 is a clear violation of equal protection statues, then that means the rest of the bill of rights and societal norms are up for grabs now.  So, let’s get to mending:

  • Ban on marriage outright.  We all know that 100% of divorces are caused by marriage.  Eliminate marriage then the divorce problem in this nation is solved.
  • Tax exempt status for churches removed.  The first amendment to the US constitution expressly forbids a state sponsored religion.  Yet a tax exempt status for religious groups is obviously sponsoring them.  In addition, religious groups that have chosen to interject their beliefs in to secular society need to have their tax exempt status removed.
  • 100% complete ban on guns.  Since the passage of proposition 8 has made the Fourteenth Amendment null and void, I am proposing we make the Second Amendment null and void to.  (For those of you who don’t remember high school civics, the 14th amendment is the equal protection clause, the one that ironically lead to Obama getting elected last night).
  • Reversal of proposition 8.  Nuf said.
  • Forced sterilization of all heterosexuals.  (Now I’m just on a roll).
The rules for getting a proposition on the ballot in California is drop dead easy.  For $200 and between 440,000 and 700,000 signatures you too can have your very own ballot initiative.  With a state population of nearly 36.5 million people that works out to needing only 1.9% of the population signing your petition.  This gets to the root problem of the initiative process in California.  But that’s a different rant.
So this is just my short list of new ballot proposals for the “great” state of California.
Feel free to add to this list as you see fit.
A great injustice was done.  It needs to be righted.

Obama wins

Barack Obama has won the election.  18 months in the making, and we are now finally over with the two-thousand and eight election cycle.  Only 45 more days till the two-thousand and twelve election cycle starts.

Barack I congratulate you on your victory and give you permission to sleep in tomorrow.  But the day after I fully expect you to make good on the promises and hope that you’ve inspired in to this country.

We have changed.  We are moving forward.

I am happy.

Humanity Sucks

Many of you might know by now that I have a rental house in Coldwater.
This last Friday I learned that my tenants had decided to leave.

This week I had an opportunity to get a look at the place so that I
could work towards finding a new renter.

The family that has lived in this house has live there for three years.

What on earth would possess someone to do the following?

Here are the pictures .

And for those of you who are wondering….yes, that is dog poop. Mass
quantities of poop.

SCOM: Citrix Managment Pack

We utilize Citrix quite a bit, so one of our core monitoring interests in rolling out SCOM was to monitor our Citrix farm.  I was pleased to find out that Citrix has a management pack.  Too bad it is complete junk.

It never found our zone data collector and wanted to tell us every time printer defaults were used.

In the end I simply uninstalled it and am now using this as an opportunity to teach myself about monitor authoring.

SCOM: IIS Discovery Probe Module Failed Execution

Currently I’ve got two servers that are triggering an alert IIS Discovery Probe Module Failed Execution.

The alert description reads:
Error doing IIS Discovery
Error: 0×80070002
Details: The system cannot find the file specified.
One or more workflows were affected by this.
Workflow name: Microsoft.Windows.InternetInformationServices.2003.DiscoverBase
Instance name: Microsoft.Windows.InternetInformationServices.2003.ServerRole
Instance ID: {8E5D6AC8-0000-3E92-F52B-EF14F7C330D7}
Management group: *removed*

So far I have not been successful in finding a resolution.  I’m continuing to research.

SCOM: System Center Operations Manager

I’ve recently started working getting Microsoft’s System Center Operations Manager configured and running here at work.  I figured that I should probably start commenting on what I’m doing, first so that I can keep track of things and secondly so that if anyone else comes across my stuff they can find it helpful.